How Much Personal Injury Protection Do I Need? The Complete guide When it comes to protecting yourself and your loved ones on the road, insurance is not just a legal requirement—it’s a financial and emotional safety net. One of the most crucial, yet often misunderstood, components of auto insurance is Personal Injury Protection (PIP) . Commonly referred to as “no-fault insurance,” PIP can cover medical expenses, lost wages, and other costs resulting from an accident, regardless of who is at fault. But just how much PIP coverage do you need? Is the minimum state requirement sufficient, or should you consider purchasing additional coverage? In this comprehensive guide, we’ll explore everything you need to know about Personal Injury Protection, helping you make an informed decision tailored to your specific needs and circumstances. Introduction: Why Personal Injury Protection Matters Life is unpredictable, and accidents happen when you least expect them. In the United States alone, t...
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