Examining the Ins and Outs of PIP Auto Insurance Personal injury protection (PIP) is a common component of auto insurance policies, providing immediate medical expense coverage after accidents regardless of fault. But the devil is in the details. This comprehensive guide dives into PIP insurance intricacies that impact coverage value. What is PIP Insurance? Personal injury protection auto coverage provides first-party benefits to pay medical bills, lost wages and other out-of-pocket losses after a collision, without waiting lengthy periods to assign fault. Policy limits and state laws determine available benefits. PIP Benefits and Claim Payment Process Typical expenses covered by PIP include: Ambulance services and emergency medical treatment. Hospital and rehabilitation facility care. Doctors' visits and physical therapy. Prescription drugs and medical equipment. Lost income if injuries prevent working. Home health aides and attendant care. Funeral costs in fatal cra...
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